Finland
Everything you need to calculate life in Finland: net salary, income tax, VAT, living costs, fuel and electricity prices, and public holidays — all pre-configured with local 2025 data.
Key figures
- Capital
- Helsinki
- Currency
- EUR
- Population
- 5,600,000
- Standard VAT
- 25.5%
- Top income tax rate
- 44%
- Petrol price
- €1.76/L
- Electricity
- €0.18/kWh
- Avg. monthly living cost
- €1,625
Calculators for Finland
Salary Calculator
Convert gross to net salary with tax and social contributions for any European country.
Preset for Finland
Income Tax Calculator
Calculate income tax with progressive brackets by country and tax year.
Preset for Finland
Mortgage Calculator
Monthly payment, total interest and amortization summary for your home loan.
Pension Calculator
Project your retirement savings from monthly contributions and returns.
Working Days Calculator
Count working days between two dates, excluding weekends and public holidays.
Preset for Finland
Public Holidays Calculator
Public holidays by country and year, with business days remaining.
Preset for Finland
Schengen 90/180 Calculator
Track your Schengen days under the 90/180 rule with full travel history.
Electricity Cost Calculator
Monthly and yearly electricity cost from usage and price per kWh.
Preset for Finland
Rent Affordability Calculator
Check what share of your income goes to rent and what you can afford.
Cost of Living Calculator
Estimate monthly living costs by category for any European country.
Preset for Finland
Income tax brackets (2025)
| Taxable income (EUR) | Marginal rate |
|---|---|
| €0 – €21,200 | 12.6% |
| €21,200 – €31,500 | 19% |
| €31,500 – €52,100 | 30.3% |
| €52,100 – €88,200 | 34% |
| €88,200 – €150,000 | 42% |
| €150,000 – and above | 44% |
Employee social contributions: 8.8%. Combined state and average municipal scale; earned-income deductions not modelled.
Average monthly living costs
Housing (1-bed rent)
€850
Food & groceries
€380
Transport
€60
Utilities
€120
Entertainment
€170
Healthcare
€45
National averages for a single person, ≈ €1,625 per month in total. Personalize this budget →
Public holidays in Finland (2026)
| Holiday | Date | Day |
|---|---|---|
| New Year's Day | 1 January 2026 | Thursday |
| Epiphany | 6 January 2026 | Tuesday |
| Good Friday | 3 April 2026 | Friday |
| Easter Monday | 6 April 2026 | Monday |
| May Day (Vappu) | 1 May 2026 | Friday |
| Ascension Day | 14 May 2026 | Thursday |
| Midsummer Day | 21 June 2026 | Sunday |
| All Saints' Day | 1 November 2026 | Sunday |
| Independence Day | 6 December 2026 | Sunday |
| Christmas Eve | 24 December 2026 | Thursday |
| Christmas Day | 25 December 2026 | Friday |
| St Stephen's Day | 26 December 2026 | Saturday |