Poland
Everything you need to calculate life in Poland: net salary, income tax, VAT, living costs, fuel and electricity prices, and public holidays — all pre-configured with local 2025 data.
Key figures
- Capital
- Warsaw
- Currency
- PLN
- Population
- 36,700,000
- Standard VAT
- 23%
- Top income tax rate
- 32%
- Petrol price
- €1.42/L
- Electricity
- €0.24/kWh
- Avg. monthly living cost
- €1,310
Calculators for Poland
Salary Calculator
Convert gross to net salary with tax and social contributions for any European country.
Preset for Poland
Income Tax Calculator
Calculate income tax with progressive brackets by country and tax year.
Preset for Poland
Mortgage Calculator
Monthly payment, total interest and amortization summary for your home loan.
Pension Calculator
Project your retirement savings from monthly contributions and returns.
Working Days Calculator
Count working days between two dates, excluding weekends and public holidays.
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Public Holidays Calculator
Public holidays by country and year, with business days remaining.
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Schengen 90/180 Calculator
Track your Schengen days under the 90/180 rule with full travel history.
Electricity Cost Calculator
Monthly and yearly electricity cost from usage and price per kWh.
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Rent Affordability Calculator
Check what share of your income goes to rent and what you can afford.
Cost of Living Calculator
Estimate monthly living costs by category for any European country.
Preset for Poland
Income tax brackets (2025)
| Taxable income (PLN) | Marginal rate |
|---|---|
| PLN 0 – PLN 90,000 | 12% |
| PLN 90,000 – and above | 32% |
Tax-free allowance: PLN 30,000. Employee social contributions: 21.5%. Social security includes 13.71% ZUS plus 9% health contribution (health not capped in reality).
Average monthly living costs
Housing (1-bed rent)
€650
Food & groceries
€300
Transport
€25
Utilities
€180
Entertainment
€120
Healthcare
€35
National averages for a single person, ≈ €1,310 per month in total. Personalize this budget →
Public holidays in Poland (2026)
| Holiday | Date | Day |
|---|---|---|
| New Year's Day | 1 January 2026 | Thursday |
| Epiphany | 6 January 2026 | Tuesday |
| Easter Sunday | 5 April 2026 | Sunday |
| Easter Monday | 6 April 2026 | Monday |
| Labour Day | 1 May 2026 | Friday |
| Constitution Day | 3 May 2026 | Sunday |
| Whit Sunday | 24 May 2026 | Sunday |
| Corpus Christi | 4 June 2026 | Thursday |
| Assumption Day | 15 August 2026 | Saturday |
| All Saints' Day | 1 November 2026 | Sunday |
| Independence Day | 11 November 2026 | Wednesday |
| Christmas Eve | 24 December 2026 | Thursday |
| Christmas Day | 25 December 2026 | Friday |
| Second Day of Christmas | 26 December 2026 | Saturday |